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Mortgages Offered
Conforming Loans (up to $417,000 loan amount) and Jumbo Loans (Loans greater than $417,000)
Primary Residence Purchases - Up to 95% financing.
Vacation or Second Homes - Up to 90% financing.
Investment Homes - Up to 85% financing with suggested 25% down to avoid
mortgage insurance premium and added financing cost.
Cash-out Refinances - Usually up to 90% LTV and not within 1 year of prior
purchase/refinance.
Lender Paid MI - Lender Paid Mortgage Insurance. Sometimes underwritten
more favorably than a combo loan.
USDA Loans - Rural property loans. Up to 100% financing.
VA Loans - 100% financing for Veterans.
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